Owner-Managed Businesses
Accounting for owner-managed UK companies
Owner-Managed Businesses
Full visibility into your numbers at every stage – so your decisions are grounded in real data, not guesswork. You are always in the picture.
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KEEPING KLIENT KNOWLEDGEABLEAccounting That Keeps You
Accounting That Keeps You
Informed & In Control
Gain clear, real-time visibility into your finances. We identify issues before they escalate, manage deadlines before they become risks, and deliver accurate, timely numbers you can rely on—so you can make confident, well-informed business decisions.
Your Finances, Always At Your Fingertips
Upgrade from manual accounting to a 100% paperless experience. Everything you need—documents, deadlines, and expert support—is organised in one place, so you can stay on track without the stress.
WHO WE HELP
Designed For UK Businesses Ready To Take Control Of Their Finances And Make Smarter Decisions.
Startups & New Companies
First-year VAT, PAYE and corporation tax setup
Startups & New Companies
New to VAT, PAYE, or corporation tax? We guide you through every obligation from day one – so you always know what you owe and when.
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Growing SMEs
Management accounts and payroll as you scale
Growing SMEs
Regular management accounts and proactive updates keep you on top of margins, cash flow, and year-end – no surprises, just clear numbers.
View servicesWHO WE ARE
About 3K Financial & Accounting Services Ltd
We believe every business owner deserves to fully understand their finances – not just receive a set of accounts once a year. We keep you informed, compliant, and confident at every step. We help you compete and plan: meet liabilities, navigate tax planning and statutory compliance, and make profit distribution clearer.
- Your accounts come with full context and commentary – you know the story behind every figure, not just the totals.
- Fixed, transparent fees – you know exactly what is covered and what it costs before we start.
- Proactive updates on VAT, cash flow, and deadlines – you hear from us before problems arise.
Our Guarantee
Absolute reliability, every time. If a deadline is missed due to our fault, we take full responsibility, including any resulting penalties.
Always In The Picture
24/7 access to your documents, deadlines, and named accountant – your finances, always at your fingertips.
SERVICES
Twelve Service Lines – All Designed to Keep You Informed
From bookkeeping to corporation tax – we explain what we do, why it matters to your business, and keep you informed throughout.
Company Secretarial Services
UK company formation and confirmation statements
Clear pricing, no unnecessary delays, and expert guidance every step of the way—setting your company up for success from day one.
Book A Free Consultation →Bookkeeping & Records
Small business bookkeeping and bank reconciliation
Clear, reconciled books are the foundation of everything else – year-end, VAT, payroll, and every conversation you have with HMRC or a lender. We maintain your ledgers on a schedule that suits your business, so you always know your numbers are current and correct.
Book A Free Consultation →Statutory Accounts & Corporation Tax
Annual accounts and CT600 corporation tax filing
Your annual accounts and CT600 filed accurately and on a planned timetable – not at the last minute. We handle the full cycle from trial balance to Companies House filing with full context on the numbers, so you go into each year-end knowing exactly what you owe and why.
Book A Free Consultation →Management Reporting
Monthly management accounts for UK business owners
Monthly or quarterly packs built around what your business actually needs – not a generic template dropped into your inbox. Management accounts help you spot margin pressure, cash flow trends, and performance gaps early enough to act on them, not react to them after the fact.
Book A Free Consultation →VAT Returns
Making Tax Digital VAT returns and registration
From initial registration through to Making Tax Digital submissions, we manage your VAT so it stays compliant, accurate, and never a surprise. Every return is reconciled against your books before it is submitted, and we explain the position clearly so you know exactly where you stand.
Book A Free Consultation →Payroll & PAYE
PAYE payroll and RTI for UK employers
Reliable payroll protects your people and keeps HMRC satisfied. We handle the full pay run cycle – RTI submissions, auto-enrolment, starters, leavers, and year-end – so your employees are paid correctly and your PAYE account stays orderly behind the scenes.
Book A Free Consultation →Cash Flow & Forecasting
Cash flow forecasting for growing UK businesses
A forward view of your cash position helps you plan hiring, stock, dividends, and investment – without being caught short. We build forecasts around your actual trading patterns, so the numbers stand up in a meeting with a bank or investor.
Book A Free Consultation →ID Verification
Client identity checks for AML and onboarding
Secure identity verification support for onboarding, compliance checks, and regulated business filings. We help you evidence who you are dealing with and keep a defensible trail where regulators or lenders expect it.
Book A Free Consultation →HMRC Compliance Check – Help and Advice
Support during HMRC enquiries and compliance checks
Facing an HMRC compliance check can feel overwhelming—but you don’t have to handle it alone.
Book A Free Consultation →Construction Industry Scheme (CIS) Tax Advice
CIS tax returns for contractors and subcontractors
We help contractors and subcontractors stay compliant, understand their obligations, and handle HMRC processes with confidence—providing clear guidance, full support, and stress-free management from start to finish.
Book A Free Consultation →Contractors & IR35 Advice
IR35 status reviews for UK contractors
IR35 issues can escalate quickly when contract terms, working arrangements, payroll treatment, or agency chains are not clearly aligned.
Book A Free Consultation →Registered Address
Registered office address for UK limited companies
Establish a credible foundation for your business without the overhead of a physical office.
Book A Free Consultation →PACKAGES
Three Clear Packages. No Surprises.
Choose the level of support your business needs now – Every package is clearly scoped from the outset, with the flexibility to expand as your needs evolve.
Essential
Year-end accounts for sole traders and new companies
For new companies & sole traders
Included
- Annual Accounts Preparation
- Corporation Tax Return (CT600)
- Confirmation Statement Filing
- Clear Accounts Summary With Full Commentary
- Basic Email Support
Not included
- Bookkeeping
- VAT Returns
- Payroll
Popular
Growth
Bookkeeping, VAT and payroll for SMEs up to £150k turnover
Ideal for businesses up to £150k turnover
Included
- Everything In 3K Essential
- VAT & PAYE Registration
- Quarterly Bookkeeping
- Payroll For Up To 2 Directors
- Auto-Enrolment Support
- 1 Personal Tax Return
- Quarterly Financial Update Call
ProActive
Full finance cover for established UK businesses
Complete cover for established businesses
Included
- Everything In 3K Growth
- Monthly Bookkeeping
- Payroll For Up To 5 Employees
- Quarterly Management Accounts
- 2 Personal Tax Returns
- Cash Flow & Forecasting Support
- Strategic Advisory Sessions
- Priority Response & Named Contact
Fixed-Fee UK Accounting Packages
All packages use fixed fees agreed before work starts. Request a quote for your turnover, entity type, and service mix — no hourly surprises.
- Essential
New companies and sole traders. Fixed annual fee quoted upfront based on company size and filing complexity.
- Annual accounts preparation
- Corporation tax return (CT600)
- Confirmation statement filing
- Accounts summary with commentary
- Growth
Businesses up to £150,000 turnover. Fixed monthly or annual fee — includes bookkeeping rhythm and payroll for up to two directors.
- Everything in Essential
- Quarterly bookkeeping
- VAT and PAYE registration and filings
- Payroll for up to 2 directors
- One personal tax return
- ProActive
Established UK businesses needing full finance cover. Fixed monthly fee with named contact and priority response — scoped to headcount and reporting needs.
- Everything in Growth
- Monthly bookkeeping
- Quarterly management accounts
- Payroll for up to 5 employees
- Cash flow and forecasting support
OUR PROCESS
How We Keep You Informed
A clear, straightforward start – so you know exactly what happens next at every stage.
Tell us about your business – what do you need to understand?
I want clear accounts and to know what I owe HMRC.
Perfect – you will have full visibility from day one.
Step 1
Tell Us Your Situation
One honest conversation – we listen to where your business is and what you need to understand going forward.
Senior advisor
Proposal & fee outline
Step 2
A Proposal You Can Understand
You receive a clear, straightforward proposal with exact scope and fees – you know precisely what is included before you commit.
Engagement confirmed
Step 3
Everything Confirmed In Writing
Scope, timelines, and responsibilities in a clear engagement letter – so you always know what we do and by when.
24/7Reporting access
1:1Named contacts
Step 4
Kept Informed, Every Step
Named accountants, regular updates, and reporting access – as a 3K Ltd client you are never left wondering where your finances stand.
Onboarding complete
Stay informed. Stay ahead. You are now backed by the definitive expertise of 3K Ltd.
WHY 3K LTD
Why Growing UK Businesses Choose Us
From day-to-day bookkeeping to year-end filings, we keep you informed & supported with clear expert guidance for every decision along the way.
01
You Always Know Your Numbers
Every account, tax position, and cash flow figure comes with full context – so you are always in command of your finances, not just a bystander to them.
02
Informed Before It Matters
We monitor VAT, payroll, margins, and deadlines and flag pressure points early – you hear about it from us, not from HMRC or the bank.
03
Records That Speak For You
Ledgers, filings, and engagement letters stay structured and clear. When banks, investors, or statutory bodies ask questions, your paperwork already answers them.
OUR PARTNERS
Companies That Trust Us
Software partners and integrations we work with:
- AutoCount
- Xero
- Dext
- MYOB
- QuickBooks
- Talenox
TESTIMONIALS
Trusted By UK Businesses
FAQ
Questions About Our UK Accounting Services
Clear answers about packages, location, MTD, and how to get a fixed-fee quote.
Who Are 3K Ltd And What Do You Do?
3K Financial & Accounting Services Ltd (3K Ltd) is a UK accounting practice helping owner-managed businesses with bookkeeping, annual accounts, corporation tax, VAT, PAYE payroll, and proactive compliance updates.
Where Are You Based?
We are based at 10 Boughton Road, Rugby, CV21 1BJ, and serve clients across the United Kingdom remotely and in person.
What Accounting Packages Do You Offer?
We offer three fixed-scope packages — Essential (year-end accounts and corporation tax), Growth (bookkeeping, VAT, and payroll for SMEs up to £150k turnover), and ProActive (monthly bookkeeping, management accounts, and strategic advisory). Fees are quoted upfront before you sign.
Do You Handle Making Tax Digital (MTD)?
Yes. We set up MTD-compatible records, connect approved software, and submit VAT returns for VAT-registered clients so digital filing stays compliant without you managing the technical setup.
How Do I Get A Quote?
Request a tailored quote at https://3kltd.co.uk/get-a-quote or email info@3kltd.co.uk. We confirm scope, timelines, and fixed fees before work begins — no surprise bills.
Do You Work With Contractors, CIS, And IR35?
Yes. We advise on IR35 status reviews, Construction Industry Scheme (CIS) returns, and contractor payroll — alongside standard accounts and tax for owner-managed companies.
GET IN TOUCH
Start The Conversation - Step Into A Smarter Financial Future.
Every successful business begins with clarity. By understanding your goals, challenges, and ambitions, we provide tailored financial insights that go beyond the numbers—helping you make confident decisions, improve performance, and plan for sustainable growth. Whether you're scaling, optimising, or preparing for what’s next, we’re here to guide you every step of the way.
Phone
03 300 300 303Working Hours
Monday–Friday, 9am–5pmUK-Wide
Serving clients across the United KingdomDeadline PromiseCompanies House and HMRC dates are non-negotiable – we treat them that way and keep you ahead of the clock.